# Do Not Let COVID-19 Destroy Your Plans for the Future Only by taking a cold, hard look at how things stand can you hope to get back on track and look forward to a future of financial independence. We are one of Europe’s foremost personal finance consultants with offices across the continent ready to provide you with professional advice on personal financial planning and risk management (see* below), at a time when it has never been more important for you to take the necessary steps to secure your future. Visit our website's [contact page](/contact) for details of your nearest consultant who will be pleased to assist you, without obligation, in evaluating your needs and planning for the future. ## In the meantime Here are a few pointers for you to consider when revising your family’s budget - Prepare a clear budget for food and other essential bills. - Write down what you need to spend each week. Can you cook more and save on more shop bought meals? - Do a weekly food menu and only buy what you need to save wasting food. - Write down all your other bills and when they are due. - Cut back now on all non-essentials. - Research online what state assistance or charity help you might be eligible to receive and apply. *AIW –Europe’s “Risk Management” system takes an in depth look at your entire financial structure to include - assessing assets and liabilities against future cash-flows and current threats, your capacity for borrowing with an analysis of any existing debt , current employment vulnerability and any alternative revenue generation options, health and wellbeing status. From this, we can show you how best to address any short-term issues, such as If you have been made redundant and to help you get back on track to achieve those all important goals. Until we meet again. About the author - Alaric Stanton *"For 30 years, AIW Europe has specialised in providing wealth management, wealth protection and independent financial planning advice to expatriates and people who lead international lives. I am now delighted to be able to offer these same services to international Expats living and working in Finland.* Please visit, like and follow AIW's new Facebook page for Finland: [AIW Finland Facebook](https://www.facebook.com/AIWFinland/)